Similar to the choices you make with personal investments, we offer several pre-set fund options with asset allocations that range from conservative to aggressive.
If those options don’t match your ministry's needs, we'll work with you to create a personalized investment mix from among the Foundation’s various investment funds.
Preference Funds are the building blocks of the Foundation’s investment portfolios. Broadly diversified to maximize return and minimize risk, these options allow investment account holders exceptional flexibility, and the ability to tailor their investment programs to meet their objectives. A summary of the funds is below, but more detailed information about the funds can be found here.
This is a fund holding short-term securities.
A fixed income fund that invests primarily in government issues, mortgage-backed securities and investment grade corporate bonds with a wide range of maturities.
Managers: BlackRock, JP Morgan, Prudential
A fixed income fund that invests in short-term bank loans and bonds that are lower in quality and pay interest rates that are higher than investment grade bonds.
Managers: Credit Suisse, Loomis Sayles
An equity fund that invests in common stock issued by domestic corporations and traded on domestic exchanges. The fund is designed to provide exposure to the entire United States equity market.
Managers: BlackRock, Center Square, Peregrine, Rhumbline, Wellington
An equity fund that invests in common stock issued by foreign corporations and traded on foreign exchanges. The fund invests in securities of both developed and emerging markets.
Managers: Aberdeen, BlackRock, Global Alpha, Marathon, MFS, OFI
Standard Funds (also called asset allocation models) are Preference Fund blends created to accomplish specific objectives based on an organization’s risk preference and time horizon. Each Standard Fund is rebalanced monthly to match investment portfolio asset class targets and are highly diversified to maximize return and minimize risk. A summary of our Standard Funds is below, but more detail about the funds can be found here.
A fixed income portfolio holding a broad range of investment grade bonds and higher quality, non-investment grade bonds. The portfolio’s focus is income generation.
A blended portfolio that holds both fixed income and equity securities. This portfolio has a high exposure to fixed income, focusing primarily on income generation with a limited potential for growth.
A blended portfolio that holds both fixed income and equity securities. This portfolio is more evenly balanced between fixed income and equity, providing modest income generation and potential for growth.
A blended portfolio that holds both fixed income and equity securities. This portfolio has a high exposure to equity, focusing primarily on potential for growth with limited income generation.
An equity portfolio holding both U.S. stocks and foreign stocks in developed and emerging markets. The portfolio’s focus is long-term growth.
Note that investment programs offered by the LCMS Foundation involve risk. Past performance is no guarantee of future returns. Funds are not FDIC insured, and may lose value.
If you’re ready to get started and create a ministry fund, whether that's setting up an investment account, creating an endowment or setting up a separate foundation, we're here to help. Click below to set up a call with a member of our investment services team.
By collectively managing nearly $1 billion in investments, the Foundation receives favorable pricing to keep our expenses low. And as a non-profit, our fees are typically lower than most commercial firms.
The highly professional, low-cost investment option we offer LCMS ministries quite often outperforms funds managed by commercial companies. Click "Learn More," below to review our monthly, quarterly and annual returns.
In today’s busy world with volatile markets, we appreciate the expertise and cost efficiency of the Foundation to manage the congregation’s investments. Partnering with the LCMS Foundation provides for not only the ministries of Immanuel, but for the ministries of the church at large.
Chairman, Immanuel Endowment Fund Committee
Hankinson, North Dakota
Our school was blessed with our first gift from a donor who wanted to start an endowed scholarship fund. The LCMS Foundation helped guide us through the process of creating an investment fund that reflected the donor’s wishes and provided an opportunity for future financial growth for our school. We were thankful to work with a trusted partner who understood the importance of incorporating our mission and vision in our financial planning.
Director of Mission Advancement, Christ Community Lutheran School
St. Louis, Missouri
Our partnership with the LCMS Foundation has been a tremendous blessing. In just a few years, we’ve identified more than $20 million in gifts planned for St. Peter and other Lutheran ministries.
Rev. Micah Greiner
Lead Pastor, St. Peter Lutheran Church
Arlington Heights, Illinois
Working with the LCMS Foundation has not only been stress-free but immensely beneficial for our congregation. We are thankful to have a partner in our investing that cares deeply about the proclamation of the Word of God, the administration of Christ’s sacraments, and the congregations of the Lutheran Church – Missouri Synod. The endowment we have started is meant to support these important things in Montana no and for future generations.
Rev. Ryan Wendt
Christ the King Evangelical Lutheran Church
How can we help you today? If you are a current account holder or investor with a question, or if you're new to the LCMS Foundation and would like more information, we'd love to hear from you. Please use the "I have a question or comment about" drop-down field below to get your comment to the correct person or department faster.