Donating appreciated assets is one of the best ways to make a gift or donation to a favorite ministry. Gifting appreciated assets—things like real estate, stocks or other securities—can be a blessing to both you and the ministries you choose to support.
By donating assets that have grown in value, you can often avoid incurring capital gains taxes on their sale, plus benefit from an immediate tax deduction that year. More importantly, that means you can provide a greater gift to ministry, versus much of the gift being reduced by taxes.
Unfortunately, few people know about the benefits of using appreciated assets to fulfill the call they feel to support ministry. The vast majority of Americans use cash or checks to make charitable donations, whereas, if they used appreciated assets, they’d potentially be able to make larger gifts, while also lowering their tax bill.
The best assets to use for a gift are those that have appreciated significantly, such as publicly traded securities and real property. Furthermore, only assets you’ve owned for more than one year typically qualify for the full range of tax benefits. Typical appreciated assets may include:
Some ministries and charities may not have the ability to accept appreciated assets, or may struggle at how to convert them to fund their mission. The Foundation can act as a bridge to liquify such assets (as a non-profit, we are exempt from the taxes you’d pay if you liquified them yourself), and then pass on the assets’ full value to the ministry or ministries you wish to support.
Let the LCMS Foundation help you determine if donating appreciated assets makes sense for you.
To talk with a Foundation representative about donating appreciated assets, please fill out the form below.
1 Chronicles 16:34
Our straightforward process begins with discussing what’s important to you. Then, with our knowledge and expertise, we'll help you establish goals, take full advantage of tax benefits, and thoughtfully provide for and your family and your faith, even after you've left this Earth.
Many wonder if they have “enough” to create a gift plan. The answer is always yes. All people possess God’s gifts, and even the humblest gifts can make a positive impact. And regardless of the gifts you wish to share, our counselors will work with you, at no charge. Learn more in our FAQ section..
Just as everyone has different goals and needs, we offer a variety of different options to structure your gift plan. Each option has its respective strengths and variables, and each can be of benefit to someone if applied thoughtfully, and with guidance. Learn more about the most common gift plan options by clicking below.
Helping our people walk through their Lifetime Plan for Giving not only reminds them why we give, but it also has opened the opportunity for them to support the ministries that are near and dear to their hearts in an intentional way.
Rev. Ted Laesch
St. Louis, MO
What a blessing it was to have a knowledgeable person help us set aside time, give us a structure for our planning, and most of all to share our faith and give us brotherly encouragement in Christ throughout the process!
Rusty & Sarah Becker
My wife and I had been talking about making a will for several years. To our surprise we found out that the church we attend has a gift planning counselor to do just that and at no cost to its members.
We had no idea of the opportunities available to us before this consultation! What a great opportunity this is for anyone to use.
Bob & Linda Olsen
How can we help you today? If you're a current donor, or if you're new to the LCMS Foundation and would like more information, we'd love to hear from you. Please use the "I have a question or comment about" drop-down field below to get your comment to the correct person or department faster.